{"id":2185,"date":"2019-08-06T13:47:27","date_gmt":"2019-08-06T04:47:27","guid":{"rendered":"http:\/\/saphanadb.com\/?p=2185"},"modified":"2022-06-28T13:55:10","modified_gmt":"2022-06-28T04:55:10","slug":"%eb%a1%af%eb%8d%b0%eb%8a%94-%ed%95%9c%ea%b5%ad%ea%b8%b0%ec%97%85%ec%9d%bc%ea%b9%8c-%ec%9d%bc%eb%b3%b8%ea%b8%b0%ec%97%85%ec%9d%bc%ea%b9%8c","status":"publish","type":"post","link":"http:\/\/saphanadb.com\/?p=2185","title":{"rendered":"\ub86f\ub370\ub294 \ud55c\uad6d\uae30\uc5c5\uc77c\uae4c? \uc77c\ubcf8\uae30\uc5c5\uc77c\uae4c?"},"content":{"rendered":"<h1><strong>\ub86f\ub370\ub294 \ud55c\uad6d\uae30\uc5c5\uc77c\uae4c? \uc77c\ubcf8\uae30\uc5c5\uc77c\uae4c?<\/strong><\/h1>\n<h3>\uc77c\ubcf8 \ubd88\ub9e4\uc6b4\ub3d9\uc774 \ub86f\ub370\uc5d0 \ubbf8\uce5c \uc601\ud5a5<\/h3>\n<p>&nbsp;<\/p>\n<p>7\uc6d419\uc77c \uc11c\uc6b8 \ub0ae \uc628\ub3c4\uac00 33\ub3c4\uc5d0 \uc774\ub974\uba70 \ucc1c\ud1b5\ub354\uc704\uac00 \uae30\uc2b9\uc744 \ubd80\ub9ac\ub358\u00a0\ub0a0\u00a0\uc810\uc2ec\uc2dc\uac04. \uc694\ub9ac\uc5f0\uad6c\uac00 \ubc31\uc885\uc6d0\uc528\uc5d0\uac8c \uc194\ub8e8\uc158\uc744 \ubc1b\uc740 \uacf5\ub355 \uc18c\ub2f4\uae38 \uae40\uce58\ucc0c\uac1c\uc9d1 \u2018\ub9c8\ud3ec\ub098\ub8fb\uac00\u2019. \uc911\ub144 \ub0a8\uc790 \uc138 \uba85\uc774 \uc790\ub9ac\ub97c \uc549\uc558\ub2e4. \uae40\uc544\ubb34\uac1c\uc528\uac00 \uae40\uce58\ucc0c\uac1c 3\uc778\ubd84\uc744 \uc8fc\ubb38\ud55c \ub4a4 \uc18c\uc8fc \u2018\ucc98\uc74c\ucc98\ub7fc\u2019 \ud55c \ubcd1\uc744 \uc8fc\ubb38\ud588\ub2e4. \uace7\ubc14\ub85c \ubc15\uc544\ubb34\uac1c\uc528\uac00 \uc190\uc744 \uac00\ub85c\uc800\uc73c\uba70 \u2018\ucc98\uc74c\ucc98\ub7fc\u2019 \ub9d0\uace0 \u2018\ucc38\uc774\uc2ac\u2019\ub85c \uc8fc\ubb38\uc744 \ubc14\uafe8\ub2e4. \uae40\uc528\uac00 \ubc15\uc528\uc5d0\uac8c \u201c\ucc38\uc774\uc2ac \uc88b\uc544\ud590\ub0d0\u201d\uace0 \ubb3b\uc790, \ubc15\uc528\ub294 \u201c\uc77c\ubcf8\uc81c\ud488 \ubd88\ub9e4\uc6b4\ub3d9\uc744 \uc2dc\uc791\ud588\ub294\ub370 \uc5bc\ub9c8 \uc804\ubd80\ud130 \ub86f\ub370 \uc81c\ud488\uc744 \uc548 \uc4f0\uace0 \uc788\ub2e4\u201d\uace0 \ud588\ub2e4. \ubc15\uc528\ub294 \u201c\ub86f\ub370\uac00 \uc228\uc5b4 \uc788\ub294 \uc77c\ubcf8 \uae30\uc5c5\u201d\uc774\ub77c\uba70 \u201c\ub86f\ub370\uac00 \uc6b4\uc601\ud558\ub294 \uc138\ube10\uc77c\ub808\ube10\uc5d0\ub3c4 \ucd5c\uadfc \ubc1c\uae38\uc744 \ub04a\uc5c8\ub2e4\u201d\uace0 \ub9d0\ud55c \ub4a4 \ucc38\uc774\uc2ac \ud55c\uc794\uc744 \ub4e4\uc774\ucf30\ub2e4.<\/p>\n<p><strong>\ub86f\ub370, \uc77c\ubcf8 \uae30\uc5c5\uc758 \u2018\ubc1c\ud310 \uae30\uc5c5\u2019<\/strong><\/p>\n<p>\uc77c\ubcf8 \uacbd\uc81c\ubcf4\ubcf5\uc73c\ub85c \uad6d\ub0b4\uc5d0\uc11c \ubc88\uc9c0\ub294 \uc77c\ubcf8\uc81c\ud488 \ubd88\ub9e4\uc6b4\ub3d9 \ubd88\ub625\uc774 \ub86f\ub370\uadf8\ub8f9\uc73c\ub85c \ud655\uc0b0\ub418\uace0 \uc788\ub2e4. \ub86f\ub370\ub85c\uc120 \uc5b5\uc6b8\ud55c \uc810\uc774 \uc788\ub2e4. \uc0ac\uc2e4 \uc2e0\uaca9\ud638 \ub86f\ub370 \uba85\uc608\ud68c\uc7a5\uc740 \ub2e8\ub3c8 83\uc5d4\uc744 \ub4e4\uace0 \uc77c\ubcf8\uc73c\ub85c \uac74\ub108\uac00 \uc81c2\ucc28 \uc138\uacc4\ub300\uc804\uc774 \ub05d\ub09c 1948\ub144 \ub86f\ub370\ub97c \ub9cc\ub4e4\uc5c8\ub2e4. 20\ub144 \ub4a4 1967\ub144 \ud55c\uad6d\uc5d0 \ub86f\ub370\uc81c\uacfc\ub97c \uc138\uc6b0\uba70 \uad6d\ub0b4\uc5d0\uc11c \uc0ac\uc5c5\uc744 \ud655\uc7a5\ud574\ub098\uac14\ub2e4. \uc2e0 \uba85\uc608\ud68c\uc7a5\uc740 \ud55c\uad6d\uacfc \uc77c\ubcf8\uc744 \uc624\uac00\uba70 \uc0ac\uc5c5\uc744 \ud0a4\uc6e0\ub2e4. \ucd5c\uadfc\uc5d4 \ud55c\uad6d \uc2dc\uc7a5 \ub9e4\ucd9c \uaddc\ubaa8\uac00 \uc77c\ubcf8\ubcf4\ub2e4 \ud6e8\uc52c \ud06c\ub2e4. \ud611\ub825\uc0ac \uc9c1\uc6d0\uc744 \ud3ec\ud568\ud574 \uad6d\ub0b4 20\ub9cc \uba85 \uc77c\uc790\ub9ac\ub97c \ub9cc\ub4e4\uace0 \uc138\uae08 \ub0a9\ubd80\uc561\ub3c4 \uc0c1\ub2f9\ud558\ub2e4.<\/p>\n<p>\ud558\uc9c0\ub9cc \ub86f\ub370\ub294 \uc77c\ubcf8 \ubd88\ub9e4\uc6b4\ub3d9 \ubaa9\ub85d\uc5d0 \uc624\ub978 \uc720\ub2c8\ud074\ub85c, \ubb34\uc778\uc591\ud488, \uc544\uc0ac\ud788 \ub4f1\uacfc \uc190\uc7a1\uc73c\uba74\uc11c \uc77c\ubcf8 \uae30\uc5c5\uc758 \ud55c\uad6d \uc9c4\ucd9c\uc744 \uc704\ud55c \u2018\ubc1c\ud310 \uae30\uc5c5\u2019\uc774\ub77c\ub294 \ube44\ud310\uc744 \ubc1b\uace0 \uc788\ub2e4. \ubd88\ub9e4 \uae30\uc5c5 1\uc21c\uc704\uc5d0 \uc624\ub978 \uc720\ub2c8\ud074\ub85c\ub97c \ubcf4\uba74, \uc720\ub2c8\ud074\ub85c \ud55c\uad6d\ubc95\uc778 FRN\ucf54\ub9ac\uc544\ub294 \uc77c\ubcf8 \ud328\uc2a4\ud2b8\ub9ac\ud14c\uc77c\ub9c1\uc774 51%, \ub86f\ub370\uc1fc\ud551\uc774 49% \uc9c0\ubd84\uc744 \ub098\ub220 \uac16\uace0 \uc788\ub2e4. \ubb34\uc778\uc591\ud488 \ud55c\uad6d \ud569\uc791\ubc95\uc778 \ubb34\uc778\ucf54\ub9ac\uc544\ub3c4 \uc77c\ubcf8 \uc591\ud488\uacc4\ud68d\uacfc \ub86f\ub370\uc0c1\uc0ac\uac00 \uc9c0\ubd84\uc744 \uac01\uac01 60%, 40% \ubcf4\uc720\ud558\uace0 \uc788\ub2e4. \uc544\uc0ac\ud788\ub9e5\uc8fc\ub97c \ud30c\ub294 \ub86f\ub370\uc544\uc0ac\ud788\uc8fc\ub958\ub3c4 \uc77c\ubcf8 \uc544\uc0ac\ud788\uadf8\ub8f9\ud640\ub529\uc2a4\uac00 50%, \ub86f\ub370\uce60\uc131\uc74c\ub8cc\uac00 50%\uc529 \uc9c0\ubd84\uc744 \ub098\ub220 \uac16\uace0 \uc788\ub2e4.<\/p>\n<p>\uc720\ub2c8\ud074\ub85c\ub294 2018\ub144 \ud55c\uad6d\uc5d0\uc11c \ub9e4\ucd9c 1\uc8703732\uc5b5\uc6d0, \uc601\uc5c5\uc774\uc775 2344\uc5b5\uc6d0\uc744 \uc62c\ub9ac\uba70 4\ub144 \uc5f0\uc18d \ub9e4\ucd9c 1\uc870\uc6d0\uc744 \uae30\ub85d\ud588\ub2e4. \ubb34\uc778\uc591\ud488\uc740 2018\ub144 \ud55c\uad6d\uc5d0\uc11c 1378\uc5b5\uc6d0\uc744 \ubc8c\uc5b4, 2003\ub144 \ud55c\uad6d\uc5d0\uc11c \uc0ac\uc5c5\uc744 \ud55c \ub4a4 \uc0ac\uc0c1 \ucd5c\ub300 \uc2e4\uc801\uc744 \uc62c\ub838\ub2e4. \uc77c\ubcf8-\ub86f\ub370 \ud569\uc791\uae30\uc5c5\uc774 \ud55c\uad6d\uc5d0\uc11c \uc798\ub098\uac00\ub294 \ub370 \uad6d\ub0b4\uc5d0\uc11c \uc720\ud1b5\ub9dd\uc744 \uc7a5\uc545\ud55c \ub86f\ub370\uac00 \uae30\uc5ec\ud55c\ub2e4\ub294 \ud3c9\uac00\uac00 \ub098\uc628\ub2e4. \uc720\ub2c8\ud074\ub85c\uc640 \ubb34\uc778\uc591\ud488 \uad6d\ub0b4 \ub9e4\uc7a5\uc740 \ub300\ubd80\ubd84 \ub86f\ub370 \uc720\ud1b5 \uacc4\uc5f4\uc0ac\uc5d0 \uc785\uc810\ud588\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\ub86f\ub370,\u00a0<\/strong><strong>\uc804\ubc94\uae30\uc5c5\uacfc\ub3c4 \uc190\uc7a1\uc544<\/strong><\/p>\n<p>\uc774\uc5d0 \ub354\ud574 \ub86f\ub370\ub294 \uc77c\ubcf8 \uc804\ubc94\uae30\uc5c5\uc73c\ub85c \uaf3d\ud788\ub294 \ubbf8\uc4f0\ube44\uc2dc\u00b7\ubbf8\uc4f0\uc774 \ub4f1\uacfc \uc190\uc7a1\uace0 \uc0ac\uc5c5\uc744 \ubc8c\uc774\uba74\uc11c \uc218\ucc9c\uc5b5\uc6d0 \ubc30\ub2f9\uc744 \uc77c\ubcf8\uc73c\ub85c \ubcf4\ub0b4\uace0 \uc788\ub2e4. \u2018\uad6d\ubd80 \uc720\ucd9c\u2019 \ub17c\ub780\uc774 \ubd88\uac70\uc9c0\ub294 \ubc30\uacbd\uc774\ub2e4. \uc77c\ubcf8\uc81c\ud488 \ubd88\ub9e4\uc6b4\ub3d9\uc740, \uc544\ubca0 \uc2e0\uc870 \uc815\ubd80\uac00 \uac15\uc81c\uc9d5\uc6a9 \ud53c\ud574\uc790 \ubc30\uc0c1 \ud310\uacb0\uc744 \ube4c\ubbf8\ub85c \u2018\uc218\ucd9c\uaddc\uc81c\u2019\ub77c\ub294 \ubcf4\ubcf5 \uce74\ub4dc\ub97c \uaebc\ub0b4\ub4e4\uba74\uc11c \ubd88\uac70\uc84c\ub2e4. \uc77c\ubcf8 \ub2f9\uc0ac\uc790 \uae30\uc5c5\uc778 \ubbf8\uc4f0\ube44\uc2dc\uc911\uacf5\uc5c5\uc740 \uc6b0\ub9ac\ub098\ub77c \ub300\ubc95\uc6d0\uc774 2018\ub144 10\uc6d430\uc77c \uac15\uc81c\ub3d9\uc6d0 \ud53c\ud574\uc790\uc5d0\uac8c \uc704\uc790\ub8cc\ub97c \uc9c0\uae09\ud574\uc57c \ud55c\ub2e4\ub294 \ud310\uacb0 \ub4a4\uc5d0\ub3c4 \uc0ac\uacfc\uc640 \uc774\ud589\ub97c \uc560\uc368 \uc678\uba74\ud558\uace0 \uc788\ub2e4.<\/p>\n<p>\ub86f\ub370\ucf00\ubbf8\uce7c\uc740 2006\ub144 \ubbf8\uc4f0\ube44\uc2dc\ucf00\ubbf8\uce7c\uacfc \uc190\uc7a1\uace0 \uac01\uac01 50%\uc529 \uc9c0\ubd84\uc744 \uac16\uace0, \ub86f\ub370MCC\ub97c \uc138\uc6e0\ub2e4. \uc774 \ud68c\uc0ac\ub294 \ud50c\ub77c\uc2a4\ud2f1 \ud569\uc131\uc218\uc9c0\ub97c \ub9cc\ub4e0\ub2e4. \ubbf8\uc4f0\ube44\uc2dc\ucf00\ubbf8\uce7c(\uc61b \ubbf8\uc4f0\ube44\uc2dc\ud654\uc131\uacf5\uc5c5)\uc740 \uc77c\uc81c\uac15\uc810\uae30 \ub54c \uc870\uc120\uc778 \uac15\uc81c \ub3d9\uc6d0\uc5d0 \uad00\uc5ec\ud55c \ud610\uc758\ub85c \uc804\ubc94\uae30\uc5c5\uc73c\ub85c \ubd84\ub958\ub41c \uacf3\uc774\ub2e4. \ub86f\ub370MCC\ub294 2018\ub144 \uc21c\uc774\uc775 1748\uc5b5\uc6d0 \uac00\uc6b4\ub370 \ubc30\ub2f9\uae08\ub9cc 1400\uc5b5\uc6d0\uc5d0 \uc774\ub974\ub800\ub2e4. \ucd5c\uadfc 5\ub144 \ub3d9\uc548 \uc774 \uae30\uc5c5\uc5d0 \ud758\ub7ec\uac04 \ubc30\ub2f9\uae08\uc740 1049\uc5b5\uc6d0\uc774\ub2e4. \ub86f\ub370\ucf00\ubbf8\uce7c\uc740 \ubbf8\uc4f0\uc774\ud654\ud559\uacfc\ub3c4 50 \ub300 50 \ud569\uc791\uc0ac\ub97c \ub9cc\ub4e4\uc5b4 \uad6d\ub0b4\uc5d0\uc11c \uc0ac\uc5c5\uc744 \ubc8c\uc774\uace0 \uc788\ub2e4. \ubbf8\uc4f0\uc774\ub294 \uc77c\uc81c\uac15\uc810\uae30 \ub54c \ubbf8\uc4f0\uc774\uad11\uc0b0\uc5d0 \uc870\uc120\uc778\uc744 \uac15\uc81c \ub3d9\uc6d0\ud574 \uc804\ubc94\uae30\uc5c5\uc73c\ub85c \ubd84\ub958\ub41c \uacf3\uc774\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\uc544\ubca0, \uc2e0\ub3d9\ube48 \ud68c\uc7a5 \uc544\ub4e4 \ud53c\ub85c\uc5f0\uc5d0 \ucc38\uc11d<\/strong><\/p>\n<p>\uc2e0\ub3d9\ube48 \ub86f\ub370\uadf8\ub8f9 \ud68c\uc7a5\uc774 \uc774\ubc88 \uc0ac\ud0dc\ub97c \ubd88\ub7ec\uc77c\uc73c\ud0a8 \uc544\ubca0 \uc2e0\uc870 \uc77c\ubcf8 \ucd1d\ub9ac\uc640 \ub3c8\ub3c5\ud55c \uc0ac\uc774\ub77c\ub294 \uc810\ub3c4 \ubd88\ub9e4\uc6b4\ub3d9\uc744 \ub9de\uc544 \ub2e4\uc2dc \ubd80\uac01\ub418\uace0 \uc788\ub2e4. 2015\ub144 11\uc6d428\uc77c \ub3c4\ucfc4 \uc81c\uad6d\ud638\ud154\uc5d0\uc11c \uc5f4\ub9b0 \uc2e0\ub3d9\ube48 \ud68c\uc7a5\uc758 \uc7a5\ub0a8 \uc2dc\uac8c\ubbf8\uc4f0 \uc0ac\ud1a0\uc2dc \uacb0\ud63c\uc2dd \ud53c\ub85c\uc5f0\uc5d0 \uc544\ubca0 \ucd1d\ub9ac\uac00 \ud558\uac1d\uc73c\ub85c \ucc38\uc11d\ud588\ub2e4.<\/p>\n<p>\uc2dc\uac8c\ubbf8\uc4f0\ub294 \ub178\ubb34\ub77c\uc99d\uad8c\uc744 \ub2e4\ub2c8\ub2e4 \ubbf8\uad6d \uceec\ub7fc\ube44\uc544\ub300\ud559\uc5d0\uc11c MBA \uacfc\uc815\uc744 \ubc1f\uc558\ub2e4. \uc2e0\ub3d9\ube48 \ud68c\uc7a5 \uc5ed\uc2dc \ub178\ubb34\ub77c\uc99d\uad8c, \uceec\ub7fc\ube44\uc544\ub300\ud559 MBA\ub97c \uac70\uce5c \ub4a4 \ud55c\uad6d \ub86f\ub370 \ud68c\uc7a5\uc744 \ub9e1\uc558\ub2e4. \uc2dc\uac8c\ubbf8\uc4f0\ub294 \uc62c\ud574 33\uc0b4\ub85c, \ud55c\uad6d\uc73c\ub85c \uadc0\ud654\ud558\uba74 \uad70\ub300\ub97c \uac00\uc57c \ud55c\ub2e4. \ud558\uc9c0\ub9cc \uc2e0\ub3d9\ube48 \ud68c\uc7a5\ucc98\ub7fc 38\uc0b4 \uc774\ud6c4\uc5d0 \ud55c\uad6d \uad6d\uc801\uc744 \ucde8\ub4dd\ud558\uba74 \ubcd1\uc5ed\uc758\ubb34\uc5d0\uc11c \ubc97\uc5b4\ub09c\ub2e4.<\/p>\n<p>\uadf8\ub807\ub2e4\uba74 \ub86f\ub370\uac00 \uc77c\ubcf8 \uae30\uc5c5\uc778\uc9c0 \ud55c\uad6d \uae30\uc5c5\uc778\uc9c0\ub97c \ub530\uc838\ubcf4\uae30 \uc704\ud574, \ud55c\uad6d\ub86f\ub370 \uc9c0\ubd84\uad6c\uc870\ub97c \uc0b4\ud3b4\ubcf4\uc790. 2017\ub144 \ub86f\ub370\uc9c0\uc8fc\uac00 \ucd9c\ubc94\ud558\uba74\uc11c \ub300\ubd80\ubd84 \uacc4\uc5f4\uc0ac\ub97c \uc790\ud68c\uc0ac\ub85c \ud3b8\uc785\ud588\uc9c0\ub9cc, \ub86f\ub370\uce90\ud53c\ud0c8\u00b7\ub86f\ub370\uac74\uc124\u00b7\ub86f\ub370\ubb3c\uc0b0 \ub4f1 \uc5ec\uc804\ud788 \ub9ce\uc740 \uacc4\uc5f4\uc0ac\ub294 \ud638\ud154\ub86f\ub370\uac00 \ucd5c\ub300\uc8fc\uc8fc\ub2e4. \ud638\ud154\ub86f\ub370\ub294 \uc77c\ubcf8 \ub86f\ub370\ud640\ub529\uc2a4(19.07%)\uac00 1\ub300 \uc8fc\uc8fc, 2\ub300 \uc8fc\uc8fc\uac00 \uc77c\ubcf8 \uad11\uc724\uc0ac(5.45%)\ub2e4. \ub86f\ub370 \uc9c0\ubc30\uad6c\uc870\uc758 \ud55c \ucd95\uc778 \ud638\ud154\ub86f\ub370\ub294 \uc77c\ubcf8\uacc4 \ubc95\uc778\uc758 \uc601\ud5a5\ub825 \uc544\ub798 \uc788\ub294 \uc148\uc774\ub2e4. \uc774\ub7f0 \uc774\uc720\ub85c \ub86f\ub370\uac00 \u2018\ubb34\ub2ac\ub9cc \ud55c\uad6d \uae30\uc5c5 \uc544\ub2c8\ub0d0\u2019\ub294 \ube44\ud310\uc744 \ubc1b\ub294\ub2e4.<\/p>\n<p>\uc2e0\ub3d9\ube48 \ud68c\uc7a5\uc744 \ud3ec\ud568\ud55c \ub86f\ub370\uadf8\ub8f9 \uc784\uc6d0\uc740 \uc774\ub7f0 \ub17c\ub780\uc5d0 \uc785\uc744 \ub2e4\ubb3c\uace0 \uc788\ub2e4. \uc2e0 \ud68c\uc7a5\uc740 7\uc6d416\uc77c \ud558\ubc18\uae30 \uc0ac\uc7a5\ub2e8 \ud68c\uc758\ub97c \uc2dc\uc791\ud558\uba74\uc11c \ucde8\uc7ac\uc9c4\uc5d0\uac8c \uc774\uc640 \uad00\ub828\ud55c \uc9c8\ubb38\uc744 \ubc1b\uc558\uc73c\ub098 \ub2f5\ud558\uc9c0 \uc54a\uc558\ub2e4. \ub2e4\ub9cc \uc2e0 \ud68c\uc7a5\uc740 7\uc6d420\uc77c \uc0ac\uc7a5\ub2e8 \ud68c\uc758\ub97c \ub9c8\ubb34\ub9ac\ud558\ub294 \uc790\ub9ac\uc5d0\uc11c \u201c\uace0\uac1d, \uc784\uc9c1\uc6d0, \ud611\ub825\uc5c5\uccb4, \uc0ac\ud68c \uacf5\ub3d9\uccb4\ud55c\ud14c \uc6b0\ub9ac\uac00 \u2018\uc88b\uc740 \uc77c \ud558\ub294 \uae30\uc5c5\u2019\uc774\ub77c\ub294 \uacf5\uac10\uc744 \uc5bb\uc5b4\ub0b4\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4. \u2018\uae30\uc5c5\uc758 \uc0ac\ud68c\uc801 \ucc45\uc784\u2019\uc744 \uac15\uc870\ud55c \ub9d0\uc774\uc9c0\ub9cc, \uc77c\ubcf8\uc81c\ud488 \ubd88\ub9e4\uc6b4\ub3d9\uacfc \uc5f0\uad00\ub41c \ubc1c\uc5b8\uc774\ub77c\ub294 \ud574\uc11d\uc774\ub2e4.<\/p>\n<p>\ub86f\ub370 \ubd88\ub9e4\uc6b4\ub3d9\uc740 \uc8fc\uac00\uc5d0 \uace0\uc2a4\ub780\ud788 \ubc18\uc601\ub418\uace0 \uc788\ub2e4. \ub86f\ub370\uc9c0\uc8fc\ub97c \ube44\ub86f\ud574 \ub86f\ub370\uc1fc\ud551\u00b7\ub86f\ub370\ud558\uc774\ub9c8\ud2b8 \ub4f1 \uc8fc\uc694 \uacc4\uc5f4\uc0ac \uc8fc\uac00\uac00 \uc904\uc904\uc774 52\uc8fc \uc2e0\uc800\uac00\ub97c \uae30\ub85d\ud558\uba70 \ucd94\ub77d\ud558\uace0 \uc788\ub2e4. 6\uc6d4 \ub9d0\uc5d0 \uacac\uc918 \ub86f\ub370\uc1fc\ud551\uacfc \ub86f\ub370\uce60\uc131 \uc8fc\uac00\ub294 10% \uc548\ud30e \ud558\ub77d\ud588\ub2e4.<\/p>\n<p>\ud55c\uaca8\ub808<\/p>\n<p><strong>\uadf8 \ub3d9\uc548 \ub0b4\uac00 \ud558\uace0 \uc2f6\uc740 \uc774\uc57c\uae30\ub97c \uc5ec\uae30\uc5d0 \ub2e4 \uc788\ub124\uc694.<\/strong><\/p>\n<p><strong>\uc77c\ubcf8 \uc81c\ud488\uc774 \uc6b0\ub9ac\ub098\ub77c\uc5d0 \uae41\uc219\ud788 \uce68\ud22c\ud560 \uc218 \uc788\uc5c8\ub358 \uac83\uc774 \uc774\u00a0 \ub86f\ub370\uac00 \uc788\uc5b4\uc11c \uadf8\ub7ac\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n<p><strong>\ub86f\ub370 \ubc31\ud654\uc810\uc5d0 \uac00\uba74 \uc77c\ubcf8 \uacfc\uc790,\uc220 \ub4f1 \ub9ce\uc774 \ud314\uace0 \uc788\ub294\ub370 \uc774\uac8c \uc81c\uc77c \uaf34 \ubcf4\uae30 \uc2eb\uc740 \uc81c\ud488\uc778\ub370\u00a0<\/strong><\/p>\n<p><strong>\ube68\ub77c \uc5c6\uc5b4 \uc84c\uc73c\uba74 \uc88b\uaca0\uc2b5\ub2c8\ub2e4.<\/strong>[:]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub86f\ub370\ub294 \ud55c\uad6d\uae30\uc5c5\uc77c\uae4c? \uc77c\ubcf8\uae30\uc5c5\uc77c\uae4c? \uc77c\ubcf8 \ubd88\ub9e4\uc6b4\ub3d9\uc774 \ub86f\ub370\uc5d0 \ubbf8\uce5c \uc601\ud5a5 &nbsp; 7\uc6d419\uc77c \uc11c\uc6b8 \ub0ae \uc628\ub3c4\uac00 33\ub3c4\uc5d0 \uc774\ub974\uba70 \ucc1c\ud1b5\ub354\uc704\uac00 \uae30\uc2b9\uc744 \ubd80\ub9ac\ub358\u00a0\ub0a0\u00a0\uc810\uc2ec\uc2dc\uac04. \uc694\ub9ac\uc5f0\uad6c\uac00 \ubc31\uc885\uc6d0\uc528\uc5d0\uac8c \uc194\ub8e8\uc158\uc744 \ubc1b\uc740 \uacf5\ub355 \uc18c\ub2f4\uae38 \uae40\uce58\ucc0c\uac1c\uc9d1 \u2018\ub9c8\ud3ec\ub098\ub8fb\uac00\u2019. \uc911\ub144 \ub0a8\uc790 \uc138 \uba85\uc774 \uc790\ub9ac\ub97c \uc549\uc558\ub2e4. \uae40\uc544\ubb34\uac1c\uc528\uac00 \uae40\uce58\ucc0c\uac1c 3\uc778\ubd84\uc744 \uc8fc\ubb38\ud55c \ub4a4 \uc18c\uc8fc \u2018\ucc98\uc74c\ucc98\ub7fc\u2019 \ud55c \ubcd1\uc744 \uc8fc\ubb38\ud588\ub2e4. \uace7\ubc14\ub85c \ubc15\uc544\ubb34\uac1c\uc528\uac00 \uc190\uc744 \uac00\ub85c\uc800\uc73c\uba70 \u2018\ucc98\uc74c\ucc98\ub7fc\u2019 \ub9d0\uace0 \u2018\ucc38\uc774\uc2ac\u2019\ub85c \uc8fc\ubb38\uc744 \ubc14\uafe8\ub2e4. \uae40\uc528\uac00 \ubc15\uc528\uc5d0\uac8c \u201c\ucc38\uc774\uc2ac \uc88b\uc544\ud590\ub0d0\u201d\uace0 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[60],"tags":[],"class_list":["post-2185","post","type-post","status-publish","format-standard","hentry","category-60"],"_links":{"self":[{"href":"http:\/\/saphanadb.com\/index.php?rest_route=\/wp\/v2\/posts\/2185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/saphanadb.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/saphanadb.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/saphanadb.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/saphanadb.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2185"}],"version-history":[{"count":1,"href":"http:\/\/saphanadb.com\/index.php?rest_route=\/wp\/v2\/posts\/2185\/revisions"}],"predecessor-version":[{"id":2837,"href":"http:\/\/saphanadb.com\/index.php?rest_route=\/wp\/v2\/posts\/2185\/revisions\/2837"}],"wp:attachment":[{"href":"http:\/\/saphanadb.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/saphanadb.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2185"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/saphanadb.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}